Sunday, August 22, 2010

How can I pay for merchandise online with cash?

Can anyone please tell me how I can download retail software If I only have cash? I would be willing to pay for the software if they would only accept greenbacks. However, most companies will not even talk to you if your not using a credit card, check, money order. Some of us still prefer to pay with cash! The software I want to download is only available online so please don't tell me to visit the local software store.

How can I pay for merchandise online with cash?
Money order = cash.
Reply:What, you mean you didn't get a Cash Upload Port on your computer?





The thing is, people who pay cash are rather in the minority these days. Crime is far too prevalent in the US to encourage carrying a lot of cash, so most people carry only a little and use credit cards for the rest -- after all, if someone mugs you and takes your wallet, you can call and get your card shut off, and then request investigation on charges you didn't make. But, any cash you might have had is long gone and no way back. At this point, most people insisting on using cash have ulterior motives, like hiding their identity, often due to crime, or laundering money; or distributing counterfeit currency. This adds risk to any business dealing with larger amounts of cash, so they have less incentive to do so.





When credit card use wasn't as widespread, businesses were more likely to accept checks, sometimes wire transfers, and COD. However, since the majority prefer to use more secure and faster methods of payment for mailorder or for larger transactions, there's very little demand for businesses to devote extra resources to working out methods of processing these transactions; and two of the three cause delays in processing, which ties up inventory and thus adds more cost to the business again. I can't recall the last time I heard of a delivery company offering COD, either -- that's a large burden of responsibility and extra time to add to the local delivery person.





In short -- accepting "cash" transactions for mailorder adds extra expense and risk for the business, at the risk of losing only a miniscule amount of (generally risky) business. Thus, probably a poor business decision to accept it.





The closest payment method would be Paypal, since that uses money from your bank account directly in payment -- but I would tend to assume that whatever the issues you have using checks, money orders, and credit cards are, would also apply to Paypal, since it really just does the same thing.
Reply:Get a pre-paid credit card. They load it with however much you put on it. Most store like WalMart have them for purchase.
Reply:Well unless the vendor will allow you to mail them cash which I would never recommend sending cash through the mail, your only other two options that I can think of are to see if they would accept a wire transfer. If so, then many local supermarkets can do that for you. If not, then a money order is about you only other option without setting up a pay-pal account.





Hey, you might look into purchasing a Visa gift card and using that.





Good Luck
Reply:Won't they accept PayPal? You can set up a savings account to use strictly for PayPal, keep it loaded with a specific amount of cash, and use it whenever you want to pay for something with cash rather than a check or credit card.
Reply:It's 2007, get a bank account dude....

pulling teeth

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