Anybody applied for a free cash grant over the phone before and been approved?

And could give me the phone number? I'm in real need of a free personal cash grant. I need a new computer bad.

Anybody applied for a free cash grant over the phone before and been approved?
LOL, you are making a joke, "right"
Reply:No, but I know some one who was ripped off by a over-the-phone financial transaction though!! For a down payment of $350 she was supposed to get a loan for $2,000. She sent the money and called the number back only to find out that the number was disconnected. Needless to say she didn't get a loan and she also gave up her whole paycheck.


Moral of story - NEVER complete financial transactions such as loans, grants or anything of that nature over the phone.


You might be sorry.
Reply:These are a myth. There are no "free personal cash grants."
Reply:UNLESS YOU WANT TO BE SCAMMED. Grants are not given over the phone. You can't apply for grants over the phone. And most importantly, grants are not given for buying a new computer





The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.





Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.





For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.





There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.





You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.





Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.





Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.





Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs